Mortgage Rates Barely Budge, But Volatility Risk is Increasing

Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn't moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn't much of a surprise given the tim

Citizens Policies Plummet in 2025

The state’s insurer of last resort shed about 541,000 policies in 2025 as depopulation and legal reforms shifted coverage back to private insurers.

Florida Consumer Confidence Up, Caution Persists

Expectations improved in December, but inflation and labor market uncertainty continued to shape how Floridians view the economy heading into 2026.

Practical Ways Agents Are Using AI

AI is being used to analyze MLS data, create charts, map customer workflows and plan local content, saving time while strengthening market visibility.