Journey to an 808 Credit Score

Building and maintaining a good credit score requires consistent financial discipline and a clear understanding of the factors influencing credit scoring models.

Home Sellers Using Concessions to Get to Closing

Some buyers are looking for better deals to counter higher mortgage rates. Seller concessions cover certain costs associated with a home purchase.

Mortgage Rates Little Changed Ahead of Fed Meeting

The average mortgage lender remained right in line with yesterday's levels despite a bit of weakness in the bond market.  Lenders who improved their rates yesterday afternoon were slightly higher.  Others were slightly lower.  This is a solid outcome considering the market motivations

Home Price Growth Slows as Rates Cool Demand

U.S. home prices rose 4.2% year-over-year, but growth is slowing due to high mortgage rates, according to the FHFA House Price Index.