Southern states see a more buyer-friendly market

New construction is giving homebuyers more choices and negotiating power across the South, including Florida, according to HomeServices of America’s 2026 Mid-Year National Housing Outlook. The shift increases competition for sellers and makes accurate pricing and local market guidance more important

FHA proposes simpler partial claim process

FHA is considering a new way to manage partial claims that could reduce paperwork and help prevent delays when homeowners sell, refinance or transfer a property.

Fed signals borrowing costs may stay high

The Federal Reserve held its benchmark rate steady for a fifth consecutive meeting, but three officials favored an increase as persistent inflation and a potentially higher neutral rate cloud the outlook for borrowing costs. The shift suggests mortgage rates and other consumer loan rates could remai

Mortgage Rates Back Near Long-Term Highs

To be fair, mortgage rates haven't been far from their long-term highs in over a week, but today's 30yr fixed index level of 6.83% is functionally equivalent to the actual long-term high of 6.85% seen on July 23rd.   Higher rates are driven by weakness in the bond market. The latter can happen for m