Gen Z Turns to Co-Buying to Enter Homeownership

Young buyers are pooling resources as lenders adapt, offering programs for unrelated co-borrowers and credit models that better reflect real-world payment behavior.

Using AI to Set Smarter 2026 Financial Goals

AI tools can help professionals define clearer financial targets, break goals into steps and organize planning — with care around data privacy and verification.

Saving for a Down Payment Takes Less Time

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.

Mortgage Rates Stay Flat to End The Week

Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don't tend to see big changes in the bond market.  There are exceptions, but 2025 wasn't