Have Rates Improved Too Quickly And Is The Fed Being Rational?

The astonishing pace of the recent drop in interest rates has raised some questions regarding sustainability and justification, but we can clear them up with a single chart. The Federal Reserve doesn't ultimately dictate rate levels, but it has a huge impact on how rates move.  The Fed has been

Another Day Without Any Major Mortgage Rate Movement, So Let's Talk Rate Index Methodology

I like to write at least a small amount every day to recap mortgage rate movement.  After all, they change every day by at least some small amount and on the rare occasions where they're perfectly flat, there's usually something interesting to consider on the horizon. This particular week is ma

Average Long-Term U.S. Mortgage Rate Falls to 6.67%

Some economists say home sales will increase in 2024 as mortgage rates ease.

Study: U.S. Ill-Prepared to House Growing Aging Population

A Harvard study said creative housing ideas are needed as the aging population booms.